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Robert Ward ChFC, RICP, CLTC, FIC

Oaks Financial Services

robertw@oaksfs.com
(952) 232-7786
oaksfs.com

Bob is a Financial Architect.  Working collaboratively with individuals, businesses and other professionals, he develops comprehensive strategies and plans, based on the client’s most important goals.  He addresses concerns surrounding the distribution of retirement assets, reducing taxes, and tax- and estate-efficient strategies to invest money coming from a job loss, retirement or death.

Insurance products and services are offered through Oaks Financial Services LLC. Investment advisory services offered through Fountain Financial Group, Inc. a Registered Investment Advisor in the states of Arizona and Minnesota.


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John Nentwig

Axia Partners and Oaks Financial Services

john.nentwig@acsiapartners.com
(651) 368-7270
oaksfs.com

John provides advanced one on one consulting, analytic support, and product knowledge on insurance and annuity products.  He specializes in Long Term Care planning and works with you to determine the best fit for your needs.  John helps you analyze and compare different options for you to ensure that your hard-earned money gets you the best coverage possible.


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Benjamin Fox

Scarecrow Trading Inc.

benfox@scarecrowtrading.com
(952) 250-7463
scarecrowtrading.com

Ben provides operations, analytic and product consulting for Scarecrow Trading and other selected PFRG companies.  Ben is responsible for publishing product updates that produce value added information for customers and prospective customers.


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Carrie Renner JD

Provision Law Firm

carrie@provisionlawfirm.com
(952) 563-0152
www.provisionlawfirm.com

Carrie focuses her practice on estate planning, cabin succession planning, probate, guardianship and conservatorship cases. She values the uniqueness of every family and strives to create plans that are designed specifically to meet their unique goals.


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Dennis Beck CLU, ChFC

Professional Resources Network LLC

dennis@prngroup.net
(612) 978-8696
prngroup.net

Dennis focuses on helping individuals and businesses reduce taxes, protect assets, increase income and net worth. His specialty is advanced knowledge of how people can utilize the tax efficient and tax-free benefits of life insurance.


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Jennifer Gostovic

Cummings Keegan & CO.

jgostovic@ckco-cpa.com
(952) 432-2218
cummingskeegan.com 

Jen’s passion is helping individuals and businesses evolve by focusing on their financial strengths and identifying opportunities.  She has more than 20 years of experience as a tax advisor, accountant and consultant.  Her focus is on individual and corporate taxation, financial system optimization, exit strategies and emerging businesses.


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Kimberly Hanlon

Lucere Legal

kimberly@lucerelegal.com
(612) 206-3701
lucerelegal.com

Kimberly brings clarity, confidence, and peace of mind to entrepreneurs and small-business owners in regard to business legal problems. She is the co-founder of Lucēre Legal, LLC and she focuses her practice on helping with business start-ups, contract review and drafting, trademarks and copyrights, asset protection, lawsuits, business succession planning, and buying and selling businesses. She is also the author of two books, including The Minnesota Small Business Owner's Legal Survival Guide, a plain-English guide that puts the most common business legal issues on your radar, with enough information for you to be on alert for when you may need to get some professional advice.


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Jennifer S. Stevens JD

Proactive Estate Planning Legal Svs., PLLC

jstevens@proactiveestateplanning.com
(952) 270-0642

Jennifer Stevens is an estate planning attorney who helps people live, age and die with confidence and peace of mind, knowing that they have done the planning needed to communicate their life choices clearly to those they hold dear. She creates an estate plan for her clients enabling them to put trustworthy people in place to direct their medical treatment & manage their finances if ever incapacitated, and distribute their assets in a manner that minimizes the chance of family conflict, litigation, tax exposure and administrative expense when they die. She also advocates for seniors and educates them on community resources and services available to them.


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Crosby Warren

Cox Insurance Associates Inc.            

crosby@coxins.net
(651) 647-0000 Ext. 125
coxins.net

Crosby specializes in providing comprehensive property and casualty solutions for successful individuals and families.  By actively listening to clients, Crosby develops personalized plans that protect families from unforeseen life events.  Cox Insurance is an independent, 3rd generation family business that partners with some of the most respected companies in the industry. 


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Danielle Shamp

SHAMP HEALTH INSURANCE GROUP

danielle@shampinsurance.com
(612) 790-0207
shampinsurance.com

Danielle is a licensed, independent health insurance agent specializing in both Medicare and individual (pre-65) insurance. She also works with dental, vision, and travel health insurance policies. She believes in building relationships with her clients and helping them year-after-year in finding the best health insurance plan for their needs.


Scott D. Kadrlik, CPA/PFS

MANAGING PARTNER, MEUWISSEN, FLYGARE, KADRLIK & ASSOCIATES, CPA

scott@mfkcpa.com
(952) 679-2200
www.mfkcpa.com

Scott D. Kadrlik is the Managing Partner with the CPA firm of Meuwissen, Flygare, Kadrlik & Associates, P.A., with over 40 years of experience in public accounting.  Mr. Kadrlik’s experience includes tax and financial planning for individuals, professional corporations, partnerships, estates and exempt organizations.  Scott also does stand up comedy at numerous comedy clubs around the Twin Cities.  As an Accountant/Comedian he is an Oxymoron.  Scott believes that you need to laugh at yourself because everyone else is already laughing at you.


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David R. Mortensen JD

KRETSCH LAW OFFICE, PLLC

dmortensen@kretschlaw.com
(952) 746-5667
kretschlaw.com

David focuses his practice on all aspects of transactional and litigated matters related to real estate, land, and property. He has extensive experience guiding his clients through the purchase and sale of residential, commercial, and investment properties, as well representing and advising both landlords and tenants on lease and rental issues. David also handles a wide variety of contested disputes, including title and boundary issues, zoning, property tax, sale disclosures, foreclosure, partition, and financing and loan default. He has also served as an adjunct professor at the University of Minnesota Law School since 2006, where he teaches legal writing and advocacy to first year law students.


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Mark Johnson CFP®, CKA®

FOUNTIAN FINANCIAL GROUP, INC.

mdjohnson@fountainwealth.com
(480) 837-5971
fountainwealth.com

Mark D. Johnson is a Certified Financial Planner. He has been helping individual investors, charities, foundations, trusts and companies manage money for over 25 years. He is the President of Fountain Financial Group, Inc., a registered investment advisory firm. He is a graduate of North Dakota State University and the College for Financial Planning. He has offices in Arizona and Minnesota. Mark is married and has three adult children and eleven grandchildren.


Dominic DesMarais

FAIRWAY INDEPENDENT MORTGAGE CONSULTANTS

dominicd@fairwaymc.com
(952) 797-6032
teamdominic.com

Dominic DesMarais was raised on a cattle farm between the Minnesota cities of Buffalo, Monticello and Maple Lake. Growing up the youngest of six, with parents who lived through the depression era, gave Dominic "old" values. His father fought in the Pacific theater of World War II, giving him great respect for veterans. The buying and selling of livestock gave him an entrepreneurial spirit that is a value behind everything he is involved in.


Scott Thomas

ASSET LIFE SETTLEMENTS, LLC

sthomas@alsettlements.com
(407) 413-8661
assetlifesettlements.com

Scott Thomas is a co-founder of Asset Life Settlements.  He helps agents and their clients sell unwanted life insurance assets in the secondary market for the highest possible value.  As one of the industry’s most experienced life settlement professionals, Scott takes a hands-on approach in assisting financial advisors, estate attorneys, and CPAs whose clients are seeking the highest possible value for their life insurance policies.


Young Bebus, MBA, BCA, CM & AP

VR Business Brokers, Mergers and Acquisitions

youngb@vrtwincities.com
651-330-1767

Young is the Owner, Managing Broker, Business Certified Appraiser, and Certified M&A Professional at VR Business Brokers, Mergers and Acquisitions.  She specializes in mergers, acquisitions, and business appraisals of privately held businesses across diverse industries. VR provides confidential representation with nationwide outreach, offering comprehensive services for mergers and acquisitions, including the divestiture of privately held businesses.


David Paul, CPA

Carpenter, Evert & Associates, Ltd.

david@carpenterevert.com
952-465-0283

David is the Tax Manager and head of all tax services with Carpenter, Evert & Associates, Ltd. David focuses on tax preparing, consulting and planning for individuals, corporations, partnerships, estates and exempt organizations. He spends the most time working with business owners and real estate investors.


Andy Schmitz

Mulberry Business Solutions

andy@andyschmitzagency.com
651-371-9191

Andy is the Co-Owner of Mulberry Business Solutions and is a Commercial Insurance Specialist.  He develops tailor-made solutions that helps businesses safeguard their assets, protect their employees, and, most importantly, let them sleep at night. He helps companies identify blind spots in their insurance coverage and fixes them before they become headaches.