Planning for your future in a way that maximizes investments and finances.

Financial Planning

Comprehensive statement of an individual's long-term objectives for security and well-being, and a detailed savings and investment strategy for achieving those objectives.

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Robert Ward ChFC, RICP, CLTC, FIC
Oaks Financial Services

Bob is a Financial Architect. Working collaboratively with individuals, businesses and other professionals, he develops comprehensive strategies and plans, based on the client’s most important goals. He addresses concerns surrounding the distribution of retirement assets, reducing taxes, and tax- and estate-efficient strategies to invest money coming from a job loss, retirement or death.


Investment Planning

Process of matching financial goals and objectives with financial resources.

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Benjamin Fox
Scarecrow Trading Inc.

Ben provides operations, analytic and product consulting for Scarecrow Trading and other selected PFRG companies. Ben is responsible for publishing product updates that produce value added information for customers and prospective customers.

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Robert Ward ChFC, RICP, CLTC, FIC
Oaks Financial Services

Bob is a Financial Architect. Working collaboratively with individuals, businesses and other professionals, he develops comprehensive strategies and plans, based on the client’s most important goals. He addresses concerns surrounding the distribution of retirement assets, reducing taxes, and tax- and estate-efficient strategies to invest money coming from a job loss, retirement or death.

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Mark Johnson CFP®, CKA®
Fountian Financial Group, Inc.

Mark D. Johnson is a Certified Financial Planner. He has been helping individual investors, charities, foundations, trusts and companies manage money for over 25 years. He is the President of Fountain Financial Group, Inc., a registered investment advisory firm. He is a graduate of North Dakota State University and the College for Financial Planning. He has offices in Arizona and Minnesota. Mark is married and has three adult children and eleven grandchildren.


Retirement Distribution

Determine which assets should be withdrawn to fund everyday life, minimize overall tax impact, and save money over time.

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Robert Ward ChFC, RICP, CLTC, FIC
Oaks Financial Services

Bob is a Financial Architect. Working collaboratively with individuals, businesses and other professionals, he develops comprehensive strategies and plans, based on the client’s most important goals. He addresses concerns surrounding the distribution of retirement assets, reducing taxes, and tax- and estate-efficient strategies to invest money coming from a job loss, retirement or death.


Alternative investments

investments that are not subject to market risk, interest rate changes, or economic and political turmoil. Investments can include gold, silver, real estate lending opportunities, oil and gas lending or investing opportunities.

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Dennis Beck CLU, ChFC
Professional Resources Network LLC

Dennis focuses on helping individuals and businesses reduce taxes, protect assets, increase income and net worth. His specialty is advanced knowledge of how people can utilize the tax efficient and tax-free benefits of life insurance.